investment advice

Investment Advice

Being financially secure in retirement is one of the biggest challenges facing all Australians. As we live longer, a greater level of importance is being placed on the funds we have available for our retirement.

It is no longer practical to expect that the government pension will provide a comfortable lifestyle in our golden years. In order to obtain financial security in retirement, it is better to start planning sooner, rather than later.

At HC Partners, our retirement planning advice considers the following matters as part of the process of developing a personalised retirement plan:

  • Eligibility for transition to retirement pensions
  • Review of your existing superannuation products including a lost super search
  • Salary sacrifice superannuation from your wage
  • Non concessional (after tax) superannuation contributions
  • Income requirements in retirement
  • Your risk profile (how much risk, if any, you are willing to take)
  • Repayment of your home loan
  • Taxation benefits
  • Projected social security entitlements (Centrelink Age Pension)
  • Estate Planning needs

Contact one of our friendly staff for further information or to request a copy of any of the following brochures provided by Lonsdale Financial Group Limited:

  • Transitioning to retirement
  • Prepare for retirement
  • Account based pensions

Authorised Representative

HC Partners Financial Services Pty Ltd is an Authorised Representative of Lonsdale Financial Group Limited ABN 76 006 637 225 AFSL 246934. For a copy of our latest Financial Services Guide, click here. To better understand our relationship with Lonsdale, please click here